Get matched to a travel loan for your next trip

Whether you're planning your dream holiday or need to travel unexpectedly, MatchMe Money can help. We'll match you with personal loans in minutes, offering competitive rates and flexible options to get you where you need to go.
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Why choose a travel loan

Flexible financing

Tailor your loan with repayment terms from 1 to 5 years.

Fixed repayments

Know exactly what you'll pay each month, making it easier to budget.

Quick funding

Receive funds quickly to secure deals on flights and accommodation.

Stress free financing

Focus on planning your dream trip, whilst we handle the loan process.

All-in-one solution

Finance all aspects of your trip, from flights and accommodation to tours and local transportation.
Traveller with luggage on a trip funded by a MatchMe Money travel loan
How it works

Travel loan application process

1

Tell us about you

Answer a few questions and verify your identity in a few minutes with just your driver's license or passport.
2

Get matched in minutes

We handle the legwork, assessing your likelihood of approval and matching you with lenders.
3

Find your ideal loan

Explore transparent loan options and terms, selecting the loan best suited for your budget and needs.
4

Sign and receive your funds

We facilitate signing of the loan documents and quick release of funds, helping you plan your travel faster.

Travel loan calculator

Plan your travel with confidence. Estimate how much your repayments could be, based on how long you would like to make them for.
$3,000 — $100,000

Example interest rate: 9.99% p.a.

Estimated loan repayments from

$0.00

Total repayment (incl. interest & fees)

Find your rates

The estimated monthly loan repayment figures illustrated above do not constitute a credit offer and are subject to both: (i) your chosen individual lender's approval to lend, and their terms and conditions; and (ii) MatchMe Money's own terms and conditions (including, in both cases, any additional establishment, introduction, security registration and other miscellaneous fees. MatchMe Money's fees information can be found on our interest rates and fees page. Your selected lender's own terms and conditions will be provided in the loan documentation that they will provide to you (if successful). We recommend seeking and obtaining your own financial advice before committing to any loan or financial product.

key loan information

What you need to know up front

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Over 18 years of age
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Valid New Zealand passport or drivers license
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New Zealand citizen, permanent resident or visa holder
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Good repayment history

$3,000 - $100,000

Loan amount

12.95% - 29.95%

Interest rates

1-5 years

Loan term (unsecured)

1-7 years

Loan term (secured)

Up to $500

Establishment fee

Up to $2,500

Introducer fee

View further information about our interest rates and fees.

More than just flights and accommodation

Our travel loans can help you finance various aspects of your journey, whether planned or unexpected:

Holiday travel

  • Flights and accomodation
  • Tour packages and cruises
  • Activities and experiences
  • Travel insurance
  • Spending money

Unexpected or emergency travel

  • Last minute flights
  • Emergency accommodation
  • Medical travel expenses
  • Family emergencies
  • Urgent business travel

Additional travel needs

  • Passport and visa fees
  • Vaccinations and health requirements
  • Travel gear and luggage
  • Transport at your destination
  • Extended stays or changes in plans

Travel loan FAQs

We can connect you to lenders offering loans from $3,000 - $100,000. The amount you can borrow depends on your individual circumstances. We'll assess your income, expenses, and credit history to determine the most suitable loan amount for your situation.

Yes, you can use your loan for any type of travel, whether it's an international holiday, a domestic getaway, or urgent travel within or outside New Zealand.

Our loans offer flexibility. You can still use the funds for alternative travel plans if needed.

You can receive a decision in minutes, and once everything is finalised, we can often release the funds on the same day. The more information you provide upfront, the quicker we can process your application.

You're eligible to apply if you're over 18, a New Zealand citizen, permanent resident, or valid visa holder, and have a regular income. We'll need to verify that you can comfortably manage your loan repayments.

Still have questions?

Explore our Frequently Asked Questions so that you can make an informed decision about your travel loan. If you need further assistance, our team is here to help.
Frequently Asked Questions

Secured or unsecured travel loan?

Secured personal loans use an asset (like a vehicle or property) as security, and lenders may offer lower interest rates, higher borrowing limits, and longer repayment terms. However, the asset may possibly be repossessed if you do not keep up on the payments for the loan.

Unsecured loans don't require security, which could provide more flexibility in fund usage and possibly a simpler application process. However, these loans typically have higher rates, lower limits, and possibly shorter terms.

Whether you need a secured on unsecured loan, MatchMe Money can help match you with loan options tailored to your financial situation.

Person reviewing MatchMe Money loan rates and fees

Why choose MatchMe Money

We understand the unique needs of Kiwi businesses. We’re here to assist you with personalised, transparent and reliable financial solutions.

‍Local expertise

As a 100% New Zealand owned company, we understand the unique challenges and opportunities in the Kiwi business landscape.

‍Cutting-edge technology

We use advanced matching technology to connect you with financiers fast, giving you access to business loan options and terms all in one place.

‍Comprehensive security

Your personal and financial information is safeguarded with bank-level encryption, giving you peace of mind throughout the application process.

New Zealand couple reviewing their loan options together
Important information
  1. Loan contract terms are from 12 months (secured and unsecured) to 60 months (unsecured) and 84 months (secured).
  2. The Annual Interest Rate (AIR) for Personal Loans is variable, ranging from 8.5% (secured) and 12.95% (unsecured) to 29.95% p.a. with loan terms from 12 months (secured and unsecured) to 60 months (unsecured) and 84 months (secured). Your actual rate depends on your circumstances, loan type, security provided, and an individual credit assessment.
  3. For illustrative purposes, an unsecured Personal Loan of $10,000 over 5 years at 13.95% Annual Interest Rate (AIR), including example lender, introducer, and other fees of $745, results in monthly payments of $255.40, with a total repayment sum of $15,234, reflecting an Annual Percentage Rate (APR) of 14.60%. Quoted totals do not include optional Payment Protection Insurance, Motor Breakdown Insurance, Lifestyle Protection or other Insurance products a customer may choose to add to the loan. For further information on lender, introducer and other fees refer to our rates and fees.
  4. Please review all fees in any loan contract before accepting. Approval is subject to lending criteria and an affordability assessment. Offers are subject to approval. Terms and conditions apply.
  5. Please note that we do not provide financial advice. The information on this page does not constitute a loan offer. We strongly recommend that you seek independent financial advice before making any financial decisions. Every individual's financial situation is unique, and a qualified financial advisor can provide personalised guidance based on your specific circumstances.
  6. Taking out a loan is a significant financial decision. Make sure you fully understand all terms, conditions, and potential costs before proceeding. If you have any questions about the information provided, please don't hesitate to ask us for clarification or you can contact the Money Talks helpline at 0800 345 123 or .

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