Get matched to a loan for your next motorbike

Don't let financing hold you back. Hit the road with MatchMe Money. We can match you with motorcycle loans in minutes, offering competitive rates and affordable loan options.
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Motorbike loans

MatchMe Money provides smarter financing solutions, seamlessly connecting New Zealanders with the financial products they need for their new motorcycle.
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Tailored motorcycle financing

From mopeds, LAMs approved bikes to sports bikes, cruisers and everything in-between, we match you to loans suited for your ideal ride.
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Save time and money

We connect you with a network of lenders, ensuring you get competitive rates without having to shop around.
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Simplified finance

Find loan options that suit your budget, lifestyle and riding plans, then apply with ease for a hassle-free experience.

Loans for all types of motorcycle

New motorcycles

Finance a brand-new motorcycle

Used motorcycles

Fund a pre-loved bike to kickstart your adventure

Sports bikes

Get on the track with a high-performance ride

Cruisers

Finance a cruiser or tourer with ease

Mopeds

Finance for an economical and convenient urban commuter
Motorbike on an open road, financed with a MatchMe Money motorbike loan
How it works

Motorbike loan process

1

Tell us about you

Answer a few questions and verify your identity in a few minutes with just your driver's license or passport.
2

Get matched in minutes

We handle the legwork, assessing your likelihood of approval and matching you with lenders.
3

Find your ideal loan

Explore transparent loan options and terms, selecting the loan best suited for your budget and needs.
4

Sign and ride away

We facilitate signing of the loan documents and quick release of funds, getting you on the road faster.

Motorcycle loan calculator

Plan your next ride with confidence. Estimate how much your repayments could be, based on how long you would like to make them for.
$3,000 — $100,000

Example interest rate: 9.99% p.a.

Estimated loan repayments from

$0.00

Total repayment (incl. interest & fees)

Find your rates

The estimated monthly loan repayment figures illustrated above do not constitute a credit offer and are subject to both: (i) your chosen individual lender's approval to lend, and their terms and conditions; and (ii) MatchMe Money's own terms and conditions (including, in both cases, any additional establishment, introduction, security registration and other miscellaneous fees. MatchMe Money's fees information can be found on our interest rates and fees page. Your selected lender's own terms and conditions will be provided in the loan documentation that they will provide to you (if successful). We recommend seeking and obtaining your own financial advice before committing to any loan or financial product.

key loan information

What you need to know up front

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Over 18 years of age
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Valid New Zealand passport or drivers license
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New Zealand citizen, permanent resident or visa holder
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Good repayment history

$3,000 - $100,000

Loan amount

8.5% - 29.95%

Interest rates

1-5 years

Loan term (unsecured)

1-7 years

Loan term (secured)

Up to $500

Establishment fee

Up to $2,500

Introducer fee

View further information about our interest rates and fees.

Motorcycle loan FAQs

Our loans cover a wide range of motorcycles, including sport bikes, cruisers, touring bikes, adventure bikes, and mopeds. Whether you're looking for a high-performance machine or a comfortable long-distance tourer, we can help you find the right financing option to suit your riding style and plans.

The amount you can borrow depends on a variety of factors, such as the value of the motorcycle, your income, and credit history. We can connect you to lenders offering loans from $3,000 - $100,000, allowing us to cater to a wide variety of motorcycles and budgets.

Absolutely! Our loans can cover not just the motorcycle itself, but also essential gear and accessories you might need, such as helmets, riding gear, or modifications.

Interest rates may vary depending on the type of vehicle and loan term. We'll provide you with transparent information about rates and fees up front when you apply, ensuring you get matched to loans that fit your circumstances.

We offer flexible loan terms ranging from 1 to 5 years for motorcycle loans, allowing you to balance affordable monthly payments with are payment schedule that suits your needs.

Still have questions?

Explore our Frequently Asked Questions so that you can make an informed decision about your motorcycle or moped loan. If you need further assistance, our team is here to help.
Frequently Asked Questions

Secured or unsecured motorbike loan?

Secured personal loans use an asset (like a vehicle or property) as security, and lenders may offer lower interest rates, higher borrowing limits, and longer repayment terms. However, the asset may possibly be repossessed if you do not keep up on the payments for the loan.

Unsecured loans don't require security, which could provide more flexibility in fund usage and possibly a simpler application process. However, these loans typically have higher rates, lower limits, and possibly shorter terms.

Whether you need a secured on unsecured loan, MatchMe Money can help match you with loan options tailored to your financial situation.

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Loans for all types of vehicles

Whether you're thinking of a new car, an electric vehicle, a boat for weekend getaways, a motorcycle for exhilarating rides, or a caravan for your next holiday, we're here to help.

Why choose MatchMe Money

We understand the unique needs of Kiwi businesses. We’re here to assist you with personalised, transparent and reliable financial solutions.

‍Local expertise

As a 100% New Zealand owned company, we understand the unique challenges and opportunities in the Kiwi business landscape.

‍Cutting-edge technology

We use advanced matching technology to connect you with financiers fast, giving you access to business loan options and terms all in one place.

‍Comprehensive security

Your personal and financial information is safeguarded with bank-level encryption, giving you peace of mind throughout the application process.

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Important information
  1. Loan contract terms are from 12 months (secured and unsecured) to 60 months (unsecured) and 84 months (secured).
  2. The Annual Interest Rate (AIR) for Personal Loans is variable, ranging from 8.5% (secured) and 12.95% (unsecured) to 29.95% p.a. with loan terms from 12 months (secured and unsecured) to 60 months (unsecured) and 84 months (secured). Your actual rate depends on your circumstances, loan type, security provided, and an individual credit assessment.
  3. For illustrative purposes, an unsecured Personal Loan of $10,000 over 5 years at 13.95% Annual Interest Rate (AIR), including example lender, introducer, and other fees of $745, results in monthly payments of $255.40, with a total repayment sum of $15,234, reflecting an Annual Percentage Rate (APR) of 14.60%. Quoted totals do not include optional Payment Protection Insurance, Motor Breakdown Insurance, Lifestyle Protection or other Insurance products a customer may choose to add to the loan. For further information on lender, introducer and other fees refer to our rates and fees.
  4. Please review all fees in any loan contract before accepting. Approval is subject to lending criteria and an affordability assessment. Offers are subject to approval. Terms and conditions apply.
  5. Please note that we do not provide financial advice. The information on this page does not constitute a loan offer. We strongly recommend that you seek independent financial advice before making any financial decisions. Every individual's financial situation is unique, and a qualified financial advisor can provide personalised guidance based on your specific circumstances.
  6. Taking out a loan is a significant financial decision. Make sure you fully understand all terms, conditions, and potential costs before proceeding. If you have any questions about the information provided, please don't hesitate to ask us for clarification or you can contact the Money Talks helpline at 0800 345 123 or .

Apply for a motorbike loan online

Let us help turn your motorcycle dreams into reality. Hassle free.
Apply now