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Personal, vehicle & business loans from trusted NZ lenders

Looking for a loan? MatchMe Money takes the hassle out of finding competitive rates, so you don’t have to.
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Simple Loans, Handled Quickly.

MatchMe Money provides smarter financing solutions, seamlessly connecting New Zealanders with the financial products they need.
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Speed

Get matched in with competitive loan offers and approved in minutes.
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Save time and money

We connect you with a network of lenders, ensuring you get competitive rates.
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Simplified finance

We handle the loan application process, so you can relax and focus on what truly matters.
How it works

The fast and simple loan application process

1

Tell us about you

Answer a few questions and verify your identity in a few minutes with just your driver's license or passport.
2

Get matched in minutes

We handle the legwork, assessing your likelihood of approval and matching you with lenders.
3

Find your ideal loan

Explore transparent loan options and terms, selecting the loan best suited for your budget and needs.
4

Sign and receive funds

We facilitate signing of the loan documents and quick release of funds, getting you moving on with life faster.

Loan repayment calculator

Get a quick estimate of what your loan payments might be
$3,000 — $100,000

Example interest rate: 9.99% p.a.

Estimated loan repayments from

$0.00

Total repayment (incl. interest & fees)

Find your rates

The estimated monthly loan repayment figures illustrated above do not constitute a credit offer and are subject to both: (i) your chosen individual lender's approval to lend, and their terms and conditions; and (ii) MatchMe Money's own terms and conditions (including, in both cases, any additional establishment, introduction, security registration and other miscellaneous fees. MatchMe Money's fees information can be found on our interest rates and fees page. Your selected lender's own terms and conditions will be provided in the loan documentation that they will provide to you (if successful). We recommend seeking and obtaining your own financial advice before committing to any loan or financial product.

Personal loans for life's moments

Whether you're planning a wedding, buying a vehicle or embarking on a dream holiday, we're here to help with a range of personal loans

Frequently Asked Questions

We offer loans ranging from $3,000 to $100,000. The amount you can borrow depends on your individual circumstances. We'll assess your income, expenses, and credit history to determine the most suitable loan amount for your situation.

You can receive a decision in minutes, and once everything is finalised, we can often release the funds on the same day. The more information you provide upfront, the quicker we can process your application.

Checking your eligibility with us won't affect your credit score. We perform a 'soft' enquiry that doesn't leave a mark on your credit report. Your score will only be impacted if you decide to accept a loan offer.

Our loans can be used for nearly any purpose, whether it’s to buy a car, or pay for a special event.

You're eligible to apply if you're over 18, a New Zealand citizen, permanent resident, or valid visa holder, and have a regular income. We'll need to verify that you can comfortably manage your loan repayments.

Still have questions?

Explore our Frequently Asked Questions so that you can make an informed decision about your personal loan. If you need further assistance, our team is here to help.
Frequently Asked Questions

Why Choose MatchMe Money

As a New Zealand-based company, we understand the unique needs of Kiwis and the local finance landscape. We’re here to assist you with personalised, transparent, and reliable financial solutions.

Cutting edge technology

We use the latest technology to match you to lenders fast, giving you access to personal loan options all in one place.

Comprehensive security

Your personal and financial information is safe guarded with bank-level encryption, giving you peace of mind throughout the application process.

Transparency you can trust

We believe in clear honest communication, no hidden fees or confusing jargon.

Happy MatchMe Money customer after being approved for a loan
Important information
  1. Loan contract terms are from 12 months (secured and unsecured) to 60 months (unsecured) and 84 months (secured).
  2. The Annual Interest Rate (AIR) for Personal Loans is variable, ranging from 8.25% (secured) and 12.49% (unsecured) to 29.95% p.a. with loan terms from 12 months (secured and unsecured) to 60 months (unsecured) and 84 months (secured). Your actual rate depends on your circumstances, loan type, security provided, and an individual credit assessment.
  3. For illustrative purposes, an unsecured Personal Loan of $10,000 over 5 years at 13.95% Annual Interest Rate (AIR), including example lender, introducer, and other fees of $745, results in monthly payments of $255.40, with a total repayment sum of $15,234, reflecting an Annual Percentage Rate (APR) of 14.60%. Quoted totals do not include optional Payment Protection Insurance, Motor Breakdown Insurance, Lifestyle Protection or other Insurance products a customer may choose to add to the loan. For further information on lender, introducer and other fees refer to our rates and fees.
  4. Please review all fees in any loan contract before accepting. Approval is subject to lending criteria and an affordability assessment. Offers are subject to approval. Terms and conditions apply.
  5. Please note that we do not provide financial advice. The information on this page does not constitute a loan offer. We strongly recommend that you seek independent financial advice before making any financial decisions. Every individual's financial situation is unique, and a qualified financial advisor can provide personalised guidance based on your specific circumstances.
  6. Taking out a loan is a significant financial decision. Make sure you fully understand all terms, conditions, and potential costs before proceeding. If you have any questions about the information provided, please don't hesitate to ask us for clarification or you can contact the Money Talks helpline at 0800 345 123 or .

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