Example interest rate: 9.99% p.a.
The estimated monthly loan repayment figures illustrated above do not constitute a credit offer and are subject to both: (i) your chosen individual lender's approval to lend, and their terms and conditions; and (ii) MatchMe Money's own terms and conditions (including, in both cases, any additional establishment, introduction, security registration and other miscellaneous fees. MatchMe Money's fees information can be found on our interest rates and fees page. Your selected lender's own terms and conditions will be provided in the loan documentation that they will provide to you (if successful). We recommend seeking and obtaining your own financial advice before committing to any loan or financial product.
View further information about our interest rates and fees.
Yes, you can use your loan to cover all aspects of your renovation, including materials, labour costs, permits, and even furniture for your newly renovated space.
We can connect you to lenders offering loans from $3,000 - $100,000. The amount you can borrow depends on your individual circumstances. We'll assess your income, expenses, and credit history to determine the most suitable loan amount for your situation.
You can receive a decision in minutes, and once everything is finalised, we can often release the funds on the same day. The more information you provide upfront, the quicker we can process your application.
Checking your eligibility with us won't affect your credit score. We perform a 'soft' inquiry that doesn't leave a mark on your credit report. Your score will only be impacted if you decide to accept a loan offer.
You're eligible to apply if you're over 18, a New Zealand citizen, permanent resident, or valid visa holder, and have a regular income. We'll need to verify that you can comfortably manage your loan repayments.
Secured personal loans use an asset (like a vehicle or property) as security, and lenders may offer lower interest rates, higher borrowing limits, and longer repayment terms. However, the asset may possibly be repossessed if you do not keep up on the payments for the loan.
Unsecured loans don't require security, which could provide more flexibility in fund usage and possibly a simpler application process. However, these loans typically have higher rates, lower limits, and possibly shorter terms.
Whether you need a secured on unsecured loan, MatchMe Money can help match you with loan options tailored to your financial situation.
As a New Zealand-based company, we understand the unique needs of Kiwis and the local finance landscape. We’re here to assist you with personalised, transparent, and reliable financial solutions.
We use the latest technology to match you to lenders fast, giving you access to personal loan options all in one place.
Your personal and financial information is safe guarded with bank-level encryption, giving you peace of mind throughout the application process.
We believe in clear honest communication, no hidden fees or confusing jargon.
